From Vision to Launch: How We Build Challenger Banks in 6-8 Month – Globally

At VASS, we specialize in transforming ambitious ideas into fully operational digital banks—in just 6 to 8 months. Our proven track record across markets like Spain, Panama, Colombia, the UK and the US makes us the go-to-partner for banking innovation.

 What Sets Us Apart

1. Speed-to-market: Full digital bank setup in under 8 months.
2. Composable architecture: Built on flexible, scalable, API-first platforms, taking advantage of the best-of-breed.
3. Compliance-ready: Deep understanding of local regulations, including the U.S. banking framework.
4. Omnichannel: Customer experiences powered by omnichannel strategies to get the best Customer Success.
5. Global expertise, global execution and local client relationship.

Our Global Footprint & Key Learnings

Spain

In one of Europe’s most competitive fintech environments, we helped build a niche challenger bank targeting SMEs—achieving full deployment in less than 6 months and additionally we have created a deposit bank for the finance company of an important company in the automotive sector under the embedded finance approach in 8 months.

Key win: 6-months bank. Embedded finance strategy. Awarded at the 2018 Dreamforce in the category of most relevant multicloud project in FSI.

Colombia

We supported a traditional bank in the transition into a full-digital challenger bank with lending and savings capabilities.

Key win: Full CNA Digital Platform. Integrated with local credit bureaus. Multicore co-living platform.

Panama

We partnered with a regional bank to modernize their platforms to achieve their new goal of becoming a crypto bank transforming their business from the traditional banking.

Key win: Created a cloud-based platform compliant with Latin American banking norms and cybersecurity standards. Multicore co-living platform.

United Kingdom

We help customer launch new B2B Mortgage business for brokers in a heavily regulated and complex environment.

Key win: Delivered an end-to-end bank stack compliant with UK over a 4th Generation Core Banking and with a Salesforce multi cloud suite approach.

United States

One of our most ambitious projects: launching digital challenger bank compliance-ready in U.S. market and integrated with some of the most relevant RegTech solutions.

Key win: Expertise in frictionless onboarding process and KYC/AML automation. Defined multi-year business objectives achieved in the first year.

The Opportunity for U.S. Banks and Fintechs

In the U.S., the appetite for digital banking is exploding—but the barriers to entry are high. That’s where we come in. Whether you’re a fintech looking to scale or a regional bank looking to reinvent, we offer a proven, repeatable framework to help you go live, fast.

Conclusion:

Modern banking doesn’t wait. And neither do we.

Let’s build the next generation of banks—smarter, faster, compliance.

Check out our additional free resources HERE!